What Is Different
We combine blockchain, law, and real-time government data to make invoice financing secure, fast, and fair.
Core Features
Innovative technology meets legal security
Government-Verified Collateral
Real-time verification of floating charges via the Companies House API. No charge registered? No funding. Ensures every loan is legally secured.
Decentralized Trust Structure
Funders are beneficiaries of a legal trust, with a Security Trustee holding the charge. Your wallet address = your proof of ownership.
Recourse Factoring, Automated
The seller repays funders directly — not via the buyer. Risk stays with the business, not the investor. Smart contract enforces repayment.
Smart Contract Locking
Funds are held in the Populous smart contract — never touched by humans. Only released after buyer confirmation + charge verification.
On-Chain Transparency
Every action — from invoice submission to repayment — is recorded on Ethereum. Fully auditable. No hidden fees.
Instant Disbursement
Once the charge is verified, funds are released in under 5 minutes. No bank delays. No manual processing.
No Double Financing
Each invoice is hashed and locked at submission. Duplicate uploads are instantly flagged. Prevents fraud.
Dynamic Funding Marketplace
Funders choose which invoices to finance — like a bond market for trade debt. Filter by risk, return, due date, and buyer history.
GDPR Compliant
All personal data handled with strict privacy controls
FCA Compliant
Operating under UK financial regulations
Smart Contract Audited
By leading blockchain security firms
Companies House Integration
Direct API connection to UK government registry