Our company

The person behind the company defines who we are

Established in 2017, Populous was an idea-turned-reality when commercial data expert Stephen Williams envisioned a platform for invoice discounting and customer acquisition via “big data.”

Stephen invented the idea of using XBRL to data mine for prospective clients in the invoice finance marketing sector. Unfortunately, he could not get traction with his idea in the industry and at the time could not afford the “required” upfront cost of setting up the invoice discounting business.

Stephen was stymied until he caught the Bitcoin buzz in late 2016. Intrigued, Stephen decided to research further into this up-and-coming new technology. He liked what he saw and decided to marry the invoice discounting platform with the power of blockchain technology.

He launched a pre-ICO (Initial Coin Offering) to raise funds from “Main Street” investors to cover all upfront costs and further develop the platform with a view to revolutionise the industry.

The Populous’ blockchain-based invoice discounting platform is a win-win platform from creating new liquidity and expanding the pool of potential clients. Stephen’s idea would disrupt the invoice finance sector and introduce many in “Main Street” who were previously limited by barriers to entry.

With the support of the Populous community and now armed with a team of experienced financial and technology experts, Populous is ready to disrupt the multi-trillion dollar discounting industry.

Our vision

"To be a global leading invoice discounting company on Blockchain"

Our Mission


Providing an alternative platform for investors to invest by matchmaking them to invoice sellers.


Delivering value to potential customers before they realise they require short term cash flow by the XBRL customer acquisition tool.


Highlighting a corporate utilisation for the blockchain technology.


Helping businesses to access short term cash flow with the best interest rates.

Meet the team

Stephen Williams

Founder, CEO

Experienced in market research of commercial data and analytics. Founded a business to analyse market data and businesses analytics. Stephen was also the founder of a market financial research company that provides financial data.

Jason Tuang

Head of Finance

Experienced in the review of statutory financial statements to ensure compliance with applicable auditing and accounting standards with valuable experience in the assurance industry. He is an accredited ACCA Chartered Accountant who also earned his MBA at Cass Business School.

Alex Oritogun

Head of Business Development

Highly experienced in invoice financing, Alex implements his expertise in business development to deliver excellent customer relations and alternative finance solutions for SMEs. Under Alex's leadership, he has previously built results-driven, outbound telesales marketing teams in the invoice financing sector.

Mukesh Ashtekar

Full Stack Developer

Expert web application developer who is skillfull in PHP, Meteor, React, smart contracts, XBRL, Mysql, MongoDB, Javascript, jQuery, AJAX, Web Designing, Theme Integration, Codeigniter, Cakephp, Laravel, Croogo CMS, Angular JS, NodeJS and ExpressJs.

Jahi Grant

Company Secretary

Background in trans-media, technology and design. Currently focused on cryptography, fintech, cryptoeconomics and distributed network/application initiatives.

Jeremy Carvalho

Credit Risk Analyst

Jeremy earned his MSc in Finance (majoring in banking & insurance) at the European Business School Paris (EBS Paris) with first-class honours. He is experienced in the study of financial markets and accessing financial statements.

Dr. Nemitari Ajienka, Ph.D

Smart contract & Full Stack developer

Prior to joining Populous Nemitari worked as a blockchain/distributed ledger developer and software developer on a funded research project at Brunel University. Experienced in machine learning, big data, software architecture, blockchain and business intelligence, open-source software development, and design and development.

Lou Chan

Head of Marketing

Lou graduated from the University of the Arts, London, with a degree in Marketing and Public Relations and has an industry background in brand management. She is responsible for content amplification and communications.

Wisdom Oparaocha

Chief Technology Officer

Wisdom is an Expert smart contract and React/Redux software developer with over 8 years of experience in various programming languages and platforms. These experiences extend to development of applications such as web-based trading systems, desktop-based, including several projects within the FinTech industry.

Jonathan Smith

Senior Developer

Pic 1. Experienced in market research of commercial data and analyt.

Jonathan Smith

Senior Developer

Pic 2. Experienced in market research of commercial data and analys.

Jonathan Smith

Senior Developer

Pic 3. Experienced in market research of commercial data and analyts.

Jonathan Smith

Senior Developer

Pic 4. Experienced in market research of commercial data and analyticss.

Jonathan Smith

Senior Developer

Pic 5. Experienced in market research of commercial data and analytirts.

Jonathan Smith

Senior Developer

Pic 6. Experienced in market research of commercial data and analytics.

Jonathan Smith

Senior Developer

Pic 7. Experienced in market research of commercial data and analytits.